• First time buyer including gifted deposits - never owned a property.
  • Re-mortgage - for a better deal (existing rate expired or ending), home improvements, debt consolidation, extension etc.
  • Home movers - looking to move house.
  • Capital raising - wanting additional funds for an extension, home improvements or to buy another house/land etc.
  • Buy to let/let to buy - to purchase a property to rent out.
  • Help to buy -  a government backed scheme allowing buyers to purchase a share of a home.
  • Shared ownership - also referred to as part buy/part rent, allows buyers to purchase a share of a home.
  • New/self build - to help support a new build.
  • Adverse credit - your credit file has had a blip e.g ccj, missed/late payments, Involuntary arrangement, debt management plan, repossession, bankruptcy. 
  • Secured/bridging loans - need some funds for a short period.
  • Commercial Mortgages* - looking to purchase a business e.g a pub, restaurant etc.
  • Protection - insurance to protect your loved ones should you pass away. Insurance to protect your income due to accident, sickness etc.
  • Equity release - over 55 and want to release some funds from your property for home improvements, holiday, debt consolidation to ease your monthly burden or help the children/grandchildren etc.
  • Retirement interest only (RIO) - looking to release funds or replace an existing mortgage however, you are required to make interest payments.

Please see individial tabs for further information.